Mr. Charles W. Scharf, also known as Charlie, has been the Chief Executive Officer of Visa, Inc. since November 1, 2012. Mr. Scharf served as the Managing Director and Partner of One Equity Partners LLC. Mr. Scharf served as the Head of Retail Financial Services of JPMorgan Chase & Co. since May 2002. He served as the Chief Executive Officer of Retail Financial Services at JPMorgan Chase & Co. until June 2011. Mr. Scharf served as Regional Director at USA Region of Visa, Inc. since October 2007 until January 27, 2011. Mr. Scharf served as Head of Retail Bank for JPMorgan Chase & Co., since May 2002. He is on the Board of Trustees for Johns Hopkins University. Mr. Scharf holds a Master of Business Administration degree from New York University and a Bachelor of Arts degree from The John Hopkins